FICO Adds Powerful Credit Optimization Tools to AWS Marketplace
FICO has launched three credit optimization solutions on AWS Marketplace, enhancing procurement for financial institutions. The FICO Credit Line Optimizer and Loan Pricing Optimizer offer advanced an...alytics for optimizing credit lines and loan pricing, improving profitability and compliance. Additionally, FICO's omni-channel engagement capability is now available, enabling lenders to enhance customer interactions and reduce fraud. These tools are part of the FICO Platform, offering integrated capabilities for data-driven insights and automation.
FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence
FICO has secured 10 new patents focused on Responsible AI, applied intelligence, and transaction analytics, enhancing solutions like FICO Falcon Fraud Manager and FICO Platform. These patents address... industry challenges such as bias detection and fraud prevention, reinforcing FICO's leadership in AI innovation and its commitment to transparency and regulatory compliance.
FICO Launches Direct License Program for Mortgage Lenders
FICO has launched the FICO Mortgage Direct License Program, enabling tri-merge resellers to calculate and distribute FICO Scores directly, bypassing credit bureaus. This initiative introduces two pri...cing models, enhancing cost transparency and reducing fees for mortgage lenders. The program aims to drive competition and efficiency in the mortgage industry, with a significant reduction in per score fees.
FICOs answer to AI risk: A foundation model that scores every output for accuracy and compliance
FICO has launched two new foundation models, FICO Focused Language (FLM) and FICO Focused Sequence (FSM), designed to enhance trust and compliance in financial services. These models, built from scra...tch, integrate a Trust Score to ensure accuracy and transparency in outputs. FLM focuses on financial language for compliance and underwriting, while FSM analyzes transaction patterns for fraud detection. Both models are small, domain-specific, and tailored to meet the stringent requirements of banks and lenders.
FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data - Business Wire
FICO has launched new credit scores that integrate buy now, pay later (BNPL) data, marking a significant advance in consumer credit risk assessment. These scores, available to U.S. lenders, use BNPL ...repayment histories alongside traditional credit data to provide a more comprehensive view of consumer creditworthiness. This innovation aims to help lenders better evaluate risk and expand access to credit for consumers with limited traditional credit histories.
FICO Unveils FICO Marketplace, Unlocking a Revolutionary Enterprise ...
FICO has launched the FICO Marketplace, a digital hub designed to connect organizations with top-tier data and analytics providers. This platform enables enterprises to access data, AI models, and de...cision tools to enhance business outcomes. Initial partners include iPacket, LexisNexis, Mitek, Plaid, Prove, and SentiLink, aiming to foster industry collaboration and innovation.
FICO Launches Lenders Leading Inclusion Program to Expa ...
FICO launched the Lenders Leading Inclusion Program to help financial institutions expand credit access for underserved communities using alternative data scores and strategies. This initiative aims ...to support those with little or no credit history.
FICO Launches Lenders Leading Inclusion Program to Expand ...
FICO has launched the Lenders Leading Inclusion Program to improve credit access for underserved communities, leveraging data capabilities, applied analytics, and machine learning for better decision...-making and customer engagement.
GFT Technologies and FICO have formed a global partnership to enhance fraud prevention and risk management for banks and fintechs. This collaboration leverages FICO's solutions in fraud detection and... credit risk management with GFT's expertise in cloud and digital banking. The partnership aims to deliver integrated risk management tools, improve compliance, and enhance customer experiences globally.
GFT and FICO Launch Global Partnership in Smart Finance
FICO and GFT Technologies have formed a global partnership to enhance risk management and fraud detection for banks using AI-driven solutions. The collaboration integrates GFT's cloud and digital ban...king expertise with FICO's decision management and fraud detection capabilities. This partnership aims to streamline risk management, improve compliance, and enhance customer experiences worldwide.
FICO Teams With Plaid to Include Cash Flow Data in Credit Scoring
FICO has partnered with Plaid to develop the UltraFICO score, incorporating real-time cash-flow data from Plaid's platform. This new scoring model aims to provide lenders with a comprehensive view of... a consumer's credit readiness by combining traditional credit data with cash-flow insights. This integration allows lenders to optimize offers and expand credit access, enhancing risk management and decision-making processes.
FICO has partnered with CIC Credit to launch the FICO Mortgage Direct License Program. This initiative allows CIC to directly calculate and distribute FICO Scores, enhancing price transparency and ac...cess for mortgage lenders and brokers. The program aims to provide more flexible and cost-effective options for accessing FICO Scores, a standard in consumer credit risk assessment.
FICO Joins CapitalW Collective as a Corporate Development Partner , Reinforcing Commitment to Industry Education
FICO has partnered with CapitalW Collective as a Corporate Development Partner to support education and empowerment in the mortgage capital markets. This collaboration aims to leverage FICO's analyti...cs expertise and network to inspire future leaders, particularly women, in the financial services sector.
FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment
FICO has entered a multi-year partnership with Chelsea Football Club to promote financial literacy in the U.S. The collaboration will focus on educating soccer fans about credit and financial health,... leveraging FICO's Score A Better Future program. This initiative aims to empower consumers with knowledge to make informed financial decisions.
FICO has partnered with historically Black colleges and universities (HBCUs) to address data bias in credit and fraud detection systems. Through the Educational Analytics Challenge, FICO trains Black... students in AI data analysis, equipping them with skills to improve fairness in financial decisions. This initiative aims to foster diversity in data interpretation, crucial for reducing bias in credit scoring and fraud prevention.
FICO Expands AWS Partnership with Marketplace Debut
FICO has expanded its partnership with AWS by launching its solutions on the AWS Marketplace. This move enables businesses to access FICOs analytics and decision management software directly through ...AWS, streamlining procurement and deployment for enterprise customers.
Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans
FICO has partnered with Achieve, a digital personal finance company, to implement FICO Score 10 T in Achieves personal loan marketplace. This advanced credit scoring model aims to reduce delinquency ...rates and broaden access to personal loans, helping Achieve offer more responsible lending options to consumers.
FICO and dacadoo Partner to Bring AI-Powered Precision to Life Insurance
FICO and dacadoo have partnered to enhance life insurance risk assessment by integrating FICO's AI and analytics with dacadoo's health risk engine, offering insurers more precise and personalized ris...k assessments.
Awards, Recognitions, and Industry Achievements of FICO Customer Communication Services
FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by ...
FICO has been recognized as a leader in the 2025 Forrester Wave report for AI Decisioning Platforms. The FICO Platform received the highest score in the current offering category among 15 evaluated p...roviders. The report highlights FICO's strong decision authoring, testing, and optimization capabilities, along with its innovative vision and governance features.
Octane earns FICO Decision Award, expands credit access with FICO Auto Score 10
Octane received the 2025 FICO Decision Award for expanding credit access using FICO Auto Score 10. This recognition highlights FICO's impact on automotive lending and credit risk assessment through a...dvanced analytics and scoring technology.
